![3327: [Part 2] Your Aging Car: Repair or Replace? By Philip Taylor of PT Money on Making Smart Car Decisions](https://megaphone.imgix.net/podcasts/09fdf344-aa6a-11f0-b3c6-0f6d8c22cb3e/image/26e849a9369419ae9101e7823ba8de83.jpg?ixlib=rails-4.3.1&max-w=3000&max-h=3000&fit=crop&auto=format,compress "3327: [Part 2] Your Aging Car: Repair or Replace? By Philip Taylor of PT Money on Making Smart Car Decisions")
3327: [Part 2] Your Aging Car: Repair or Replace? By Philip Taylor of PT Money on Making Smart Car Decisions
Description
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Episode 3327:
Philip Taylor outlines smart strategies to avoid the car loan debt trap, including paying cash for your next vehicle, refinancing through local credit unions, and leveraging side income to accelerate debt payoff. He emphasizes the long-term financial gains of keeping your car longer, selling unused items, and using high-yield savings accounts to prepare for future purchases.
Read along with the original article(s) here: https://ptmoney.com/repair-or-replace-car/
Quotes to ponder:
"A car is an asset, but unlike a home which tends to increase in value, a car loses value the minute you drive it off the lot!"
"If you’re in a situation where you still owe money on your car, see if you can refinance the debt through a local bank or credit union."
"You know you’ll need to replace your vehicle eventually, so the wise choice is to save up now."
Episode references:
Gabi Insurance: https://www.gabi.com/
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